What is Direct Reimbursement?
A better Dental, Medical (HRA), Health Savings Account (HSA), and Vision Plan, at lower costs.

Direct Reimbursement is a self-funded benefit plan which can provide the highest quality of health care in the most economical way. With direct reimbursement, your company only pays for the  benefit it receives and the cost to organize and administer the plan. Prior to direct reimbursement, companies were forced to treat their dental plans like their medical plans by paying high insurance premiums. The problem with treating this the same, is that dental costs are controllable, extremely predictable, and unlike medical claims, non-catastrophic. Treating them the same costs companies more money. It is not necessary to pay for insurance on benefits that can be controlled, predicted and relatively low in cost.

Companies can offer an HSA plan for employees providing a tax saving benefit to employee and employer. This allows employee to save for many of the common expenses they may incur.